Best Creative Ways to Pay Bills When Your Bank Account Is Near Zero

- October 18, 20191. Let This Organization Pay It for You
If you can’t pay your rent because of unforeseen circumstances, look into applying for a grant. Take, for example, Modest Needs grants, which are designed for workers just above the poverty line who are ineligible for most other forms of social assistance.
It provides small grants to deserving, self-sufficient individuals who are usually capable of paying rent and other expenses, but can’t cover expenses for the month because of surprise costs, such as medical emergencies, a death in the family, loss of a job or a large utility bill.
Modest Needs accepts applications from anyone in need, with a priority for people living alone, public school teachers and first responders.

2. Earn up to $225 to Watch Cooking Videos Online

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If we told you that you could get paid to watch videos on your computer, you’d probably laugh. 
It’s too good to be true, right? 
But we’re serious. A website called InboxDollars will pay you to watch short video clips online. One minute you might watch someone bake brownies and the next you might get the latest updates on Kardashian drama.  
All you have to do is choose which videos you want to watch and answer a few quick questions about them afterward. Brands pay InboxDollars to get these videos in front of viewers, and it passes a cut onto you.
InboxDollars won’t cover your full rent, but it’s possible to earn up to $225 per month watching these videos.
Unlike other sites, InboxDollars pays you in cash — no points or gift cards — so you can put the money directly toward rent. It’s already paid its users more than $56 million.
It takes about one minute to sign up, and you’ll immediately earn a $5 bonus to get you started.

 

3. Ask This Website to Pay Your Credit Card Bill This Month

 

If you’re struggling to pay rent, we bet your credit card balance isn’t looking so hot, either. So we found a company that’ll help you take care of it. No, like… the whole bill could be paid by the end of this month.
Your credit card company is ripping you off with insane rates, and it’s getting rich off of you. But there are other, nicer companies that’ll help you out, including a website like Fiona.
Here’s how it works: Fiona will loan you up to $100,000 so that you can cover your credit card tab. Use that loan to pay off your debt, then make monthly payments to repay the loan. It could lower your monthly payments and help you pay off that debt a lot faster. 
Plus, no credit card payment this month means money freed up for rent.
Upstart won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars. Totally worth it.

 

4. Turn Those Crumpled Receipts Into Rent Money

What do you usually do with your receipts? You check out, they hand you a mile-long piece of paper and you frantically stuff it to the bottom of a grocery bag. Pretty worthless.
But a free app called Fetch Rewards will turn them into gift cards. It partners with tons of brands to give you points for every grocery receipt you share. Then you can exchange them for prepaid Visa gift cards.
And it’s perfect for those of us who don’t want to put a ton of work into this. All you have to do is send Fetch a photo of your receipt, and it does everything for you. No scanning barcodes or searching for offers — and you can use it with any grocery receipt.
When you download the app, use the code PENNY to automatically earn bonus points when you take a picture of your first receipt — you’ll be well on your way to a little rent money.
Not so bad for a useless receipt, right?

 

5. Get a Free Walmart Gift Card

 

When you’re trying to come up with your rent payment, every little bit counts. Having a few extra dollars to spend on dinner at Walmart could go a long way. The folks over at Pointclub will give you a free $5 Walmart gift card when you sign up to give them your opinions in online surveys.
You’ll get points for each survey you qualify for and complete. Once you accrue enough points, they can be redeemed for cash via Paypal or gift cards to a number of popular retailers, including Walmart.
Each survey pays 200 to 10,000 points, which equates to 20 cents to $10 per survey. To cash out, you’ll need a minimum of 25,000 points, which equates to $25.

 

6. Get Paid $600 to Drop off Starbucks This Week

 


 





This side gig is a way to get cash in hand this week. So if rent is nearly due, this could be a smart move.
An app called Doordash will pay you to pick up and deliver an extra latte when you’re already out and getting your caffeine fix. And it’s not just coffee. You can deliver from Chipotle, Chick-fil-A, Five Guys and hundreds of other restaurants in your area.
With Doordash, you set your own hours and work as much or little as you want, meaning how much you make is up to you. 
You’ll earn money for each delivery, plus tips. Jose Neri, from California, reports earning $500 to $600 a week working just lunches and dinners. 
If you sign up for Doordash now, it’s possible to get your first paycheck this week, so you could make a huge dent in your rent payment.

 

7. Get Paid to Play Words With Friends

 

 

Get paid to play games on your phone? Yeah, right. We’ve all heard that before. 
Here’s what that usually means: Logging dozens of hours on games you’ve never heard of, just for a few cents. Gee, thanks. 
But a free Android app called Mistplay actually pays you for playing popular games like Words With Friends 2, Yahtzee, Clash Royale, Star Wars and more. As you play, Mistplay rewards you in points, which you can exchange for gift cards for brands like Visa, Amazon and more. 
You’ll even get bonus points when you sign up and enter the code “penny50.” It takes just a few minutes to sign up and start getting paid to play games.MORE ON  TOPIC